TERMS OF SERVICE

Effective Date: 2/10/2026

These Terms of Service (“Terms”) govern your use of this website and any products, services, programs, content, coaching, memberships, events, or digital offerings provided by Constance Carter (“we,” “us,” or “our”).

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, please do not use this website or purchase any products or services.

Use of This Website

You agree to use this website for lawful purposes only. You may not use this website in any way that violates applicable laws, infringes on the rights of others, or interferes with the operation of the site.

Unauthorized use of this website may result in termination of access.

Eligibility

By using this website, you confirm that you are at least 18 years old and legally able to enter into a binding agreement.

Products and Services

We provide educational content, coaching, trainings, memberships, books, digital products, and community-based programs. All products and services are provided for educational and informational purposes only.

Details, pricing, and access terms for each product or service are described at the time of purchase.

Payments and Billing

All prices are listed in U.S. dollars unless otherwise stated.

By purchasing a product or service, you authorize us or our third-party payment processors to charge your selected payment method. You agree to provide accurate and current billing information.

We reserve the right to update pricing, payment terms, or offerings at any time.

Refund Policy

All purchases are subject to our Refund Policy, which is incorporated into these Terms by reference. Please review the Refund Policy before completing a purchase.

Intellectual Property

All content on this website, including but not limited to text, graphics, logos, videos, audio, downloads, books, courses, and materials, is the intellectual property of Constance Carter and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, modify, resell, or exploit any content without prior written permission.

User Conduct

You agree not to:

Share or resell access to paid content Copy or distribute materials without permission Engage in harassment, abusive behavior, or disruption within community spaces Use the website or services in a way that harms others or the business

We reserve the right to remove access to any program or community for violations of these Terms without refund.

Coaching and Educational Disclaimer

Coaching, education, and information provided are not a substitute for professional legal, financial, tax, or investment advice.

You acknowledge that you are responsible for your own decisions, actions, and results.

Testimonials and Results Disclaimer

Testimonials and examples shared reflect individual experiences and are not guarantees of future results. Individual outcomes will vary.

Limitation of Liability

To the fullest extent permitted by law, Constance Carter shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website, products, or services.

Your use of this website and participation in any programs is at your own risk.

Third-Party Links

This website may contain links to third-party websites or services. We are not responsible for the content, practices, or policies of those third parties.

Termination

We reserve the right to suspend or terminate access to this website or any services at our discretion, without notice, for violations of these Terms or other misuse.

Changes to These Terms

We may update these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the updated Terms.

Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict of law principles.

Contact Information

If you have questions about these Terms of Service, please contact us through the Contact page on this website.

By using this website, you agree to these Terms of Service.

Constance Carter

Wealth Educator | Author | Speaker

Helping individuals and families build, grow, and protect wealth through education, strategy, and community.

© 2026 Constance Carter. All Rights Reserved.